There are quite a few reasons you need car insurance and each is more important than the last. More than 10% of drivers don’t have insurance and that can be a major problem if you’re involved in an accident. Ultimately, car insurance works to protect you and as well as your car. We here at BMW of Springfield have a few fantastic reasons you need car insurance – before you’re in an accident.
According to the National Safety Council, the average cost of an accident in property damage alone was $9,300. Once you including accidents with disabling injuries, that number jumps to over $80,000. That’s an enormous amount of cash and it’s an amount most people can’t afford to pay out of pocket.
When you drive without insurance, the worry that you’ll be in an accident is always lingering. With an insurance policy, you can rest easy knowing you’re financially secure should an accident occur. Dealing with the effects an accident can generate quite a bit of stress but insurance does most of the heavy lifting to help ease your mind.
Driving is a part of being free but without insurance, you could find yourself limited. Most states require minimum coverage by law. Without insurance, you could find yourself paying fines, losing your car, or having your license suspended. Stay free. Get insurance.